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	<title>Bray Properties - Blog</title>
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	<link>http://blog.brayproperties.com</link>
	<description>Gibraltar Estate Agents</description>
	<lastBuildDate>Wed, 11 Apr 2012 10:01:09 +0000</lastBuildDate>
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		<title>Spanish Property – Is now the time to buy?</title>
		<link>http://blog.brayproperties.com/index.php/spanish-property-is-now-the-time-to-buy/</link>
		<comments>http://blog.brayproperties.com/index.php/spanish-property-is-now-the-time-to-buy/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 09:52:36 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Costa del Sol]]></category>
		<category><![CDATA[Gibraltar]]></category>
		<category><![CDATA[Property Investment]]></category>
		<category><![CDATA[Spanish Lifestyle]]></category>
		<category><![CDATA[Spanish Property]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=80</guid>
		<description><![CDATA[With Europe in the grip of tough austerity measures and Governments throughout the Union having to make some of the deepest public sector cuts for a generation it is not surprising that you may be thinking that now is not &#8230; <a href="http://blog.brayproperties.com/index.php/spanish-property-is-now-the-time-to-buy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>2012 &#8211; A New Year, a new start!</title>
		<link>http://blog.brayproperties.com/index.php/2012-a-new-year-a-new-start/</link>
		<comments>http://blog.brayproperties.com/index.php/2012-a-new-year-a-new-start/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 14:16:46 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[Bray Properties]]></category>
		<category><![CDATA[Gibraltar]]></category>
		<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Stamp Duty]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=65</guid>
		<description><![CDATA[Even though 2012 has just barely begun, the market activity in January indicated that 2012 will see an increase in demand for local residential and commercial premises, whilst the construction of new developments will continue to be negligible.   This &#8230; <a href="http://blog.brayproperties.com/index.php/2012-a-new-year-a-new-start/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Charity Gift</title>
		<link>http://blog.brayproperties.com/index.php/charity-gift/</link>
		<comments>http://blog.brayproperties.com/index.php/charity-gift/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 17:17:19 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=68</guid>
		<description><![CDATA[To top off 2011, Bray Properties recently presented the local leukamia &#38; cancer research charity with a cheque for £1000 to assist with their invaluable work. A large part of the donation was raised by the Bray family holding a stall &#8230; <a href="http://blog.brayproperties.com/index.php/charity-gift/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When is the right time to sell?</title>
		<link>http://blog.brayproperties.com/index.php/when-is-the-right-time-to-sell/</link>
		<comments>http://blog.brayproperties.com/index.php/when-is-the-right-time-to-sell/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 17:00:09 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Gibraltar]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=57</guid>
		<description><![CDATA[With the festive season upon us it is understandable why many vendors consider taking their property off the market at this time of year, especially with so many seasonal obligations on their shoulders. With so much going on the last &#8230; <a href="http://blog.brayproperties.com/index.php/when-is-the-right-time-to-sell/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Gibraltar Property &#8211; the Wise Choice!</title>
		<link>http://blog.brayproperties.com/index.php/gibraltar-property-the-wise-choice/</link>
		<comments>http://blog.brayproperties.com/index.php/gibraltar-property-the-wise-choice/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 07:56:10 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Gibraltar Finance]]></category>
		<category><![CDATA[Gibraltar Lettings]]></category>
		<category><![CDATA[Gibraltar Rentals]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property Investment]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=58</guid>
		<description><![CDATA[When we first opened our doors to the public in the mid 80’s, the property market primarily encompassed pre-war properties with small residential developments scattered about the town area and the South District was the exclusive domain of the MOD. &#8230; <a href="http://blog.brayproperties.com/index.php/gibraltar-property-the-wise-choice/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Does the Stamp Duty System Need Changing?</title>
		<link>http://blog.brayproperties.com/index.php/does-the-stamp-duty-system-need-changing/</link>
		<comments>http://blog.brayproperties.com/index.php/does-the-stamp-duty-system-need-changing/#comments</comments>
		<pubDate>Thu, 16 Jun 2011 08:16:05 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Gibraltar Property Market]]></category>
		<category><![CDATA[Gibraltar Stamp Duty]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=52</guid>
		<description><![CDATA[There have been significant changes in the way stamp duty is calculated in recent years, the result of which is that with the exception of properties sold under £200,000, buyers now pay higher levels of stamp duty than ever before.  &#8230; <a href="http://blog.brayproperties.com/index.php/does-the-stamp-duty-system-need-changing/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>2011 So Far.</title>
		<link>http://blog.brayproperties.com/index.php/2011-so-far/</link>
		<comments>http://blog.brayproperties.com/index.php/2011-so-far/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 07:27:15 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Bray Properties]]></category>
		<category><![CDATA[Gibraltar Property Market]]></category>
		<category><![CDATA[Housing Review]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=47</guid>
		<description><![CDATA[Considering that a number of our European neighbours are asking or may be about to ask the European Central Bank and the International Monetary Fund for bail-outs, Gibraltar is a remarkable example of how our dynamic finance centre and property &#8230; <a href="http://blog.brayproperties.com/index.php/2011-so-far/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Managing your Investment</title>
		<link>http://blog.brayproperties.com/index.php/managing-your-investment/</link>
		<comments>http://blog.brayproperties.com/index.php/managing-your-investment/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 09:06:09 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Lettings]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=40</guid>
		<description><![CDATA[One of the most noticeable changes in Gibraltar’s property market in recent years has been the significant rise in the number of local and international landlords, and with it, the need for professional lettings and management agents has increased to &#8230; <a href="http://blog.brayproperties.com/index.php/managing-your-investment/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://blog.brayproperties.com/index.php/managing-your-investment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making the most of Your Home</title>
		<link>http://blog.brayproperties.com/index.php/making-the-most-of-your-home/</link>
		<comments>http://blog.brayproperties.com/index.php/making-the-most-of-your-home/#comments</comments>
		<pubDate>Sat, 02 Apr 2011 08:23:10 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Estate Agents]]></category>
		<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Estate Agents in Gibraltar]]></category>
		<category><![CDATA[Gibraltar]]></category>
		<category><![CDATA[Home Improvements]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=32</guid>
		<description><![CDATA[Every seller wants their home to sell fast and at the best price. Does that sound good to you? Well, it&#8217;s not luck that makes that happen, but careful planning and knowing how to professionally spruce up your home that &#8230; <a href="http://blog.brayproperties.com/index.php/making-the-most-of-your-home/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://blog.brayproperties.com/index.php/making-the-most-of-your-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The 2010 Property Market Review</title>
		<link>http://blog.brayproperties.com/index.php/the-2010-property-market-review/</link>
		<comments>http://blog.brayproperties.com/index.php/the-2010-property-market-review/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 17:11:18 +0000</pubDate>
		<dc:creator>Justin Bray</dc:creator>
				<category><![CDATA[Gibraltar Property]]></category>
		<category><![CDATA[Gibraltar]]></category>
		<category><![CDATA[Market Review]]></category>
		<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://blog.brayproperties.com/?p=25</guid>
		<description><![CDATA[At the outset of the year we predicted the reduction in lending ratios from their height of 95% to 80% for residential properties would have an appreciable impact on the local property market in 2010 and with it would come &#8230; <a href="http://blog.brayproperties.com/index.php/the-2010-property-market-review/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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